How do I Qualify For ECO 4 Funding?

The ECO4 scheme is the final part of a multi-stage UK government scheme to support low-income households and create more energy efficient homes. As of April 2022, it replaced its previous iteration with the mission to improve the energy efficiency of more UK households.

The Energy Company Obligation, aka the ECO 4 scheme is a fantastic opportunity for homeowners to enhance their properties’ energy efficiency while reducing energy bills. However, not every household qualifies for this initiative. To help you determine if your home meets the criteria for ECO 4 scheme funding, here’s a breakdown of the essential eligibility factors.

1. Household Income:

ECO 4 funding is often income-based. To qualify, your household income should typically fall within a specific range, which varies depending on your location and the number of people living in your home. Generally, lower-income households are more likely to meet this criterion.

2. Receipt of Government Benefits:

Being in receipt of certain government benefits or credits is a common requirement for ECO 4 scheme funding eligibility. These benefits often include:

  • Pension Credit
  • Income-Related Employment and Support Allowance (ESA)
  • Income-Based Jobseeker’s Allowance (JSA)
  • Income Support
  • Universal Credit (with income thresholds)
  • Tax Credits (subject to certain conditions)

3. Property Energy Efficiency:

The energy efficiency of your home plays a significant role. The ECO 4 scheme is designed to target properties that are less energy-efficient. Therefore, your home must meet specific energy performance criteria to qualify. This can be determined through an energy assessment.

4. Property Ownership and Type:

Your property’s ownership status matters. Typically, ECO 4 funding is available for owner-occupied homes, but there are also provisions for rented properties. It’s essential to check the specific eligibility criteria for your property type.

5. Property Location:

Eligibility can vary based on your geographical location and the policies of energy suppliers participating in the scheme. Some areas may have different requirements or additional support for certain types of households.

6. Age and Condition of Existing Installations:

In some cases, the age and condition of existing heating systems, boilers, or insulation may influence eligibility. Older systems or properties with outdated energy-saving measures may have a higher chance of qualifying.

7. ECO 4 Scheme Updates:

ECO 4 eligibility criteria can change over time due to government policy updates. Therefore, it’s crucial to keep up with the latest information to see if your home qualifies for ECO 4 funding.

If you’re unsure whether your home meets these criteria, the best course of action is to get in touch with a certified ECO 4 scheme provider, such as Borthwick Heating. We can assess your situation, guide you through the qualification process, and help you take advantage of this valuable opportunity for energy-efficient upgrades. Don’t miss out on the chance to improve your home and reduce energy costs – contact us today to determine your eligibility for ECO 4 funding.

Need Some Help?

A member of our team will be happy to help. We will discuss your options and help you apply for ECO 4 Funding.

Contact Us:

Borthwick Group, Penny Stock House, Brenda Road, Hartlepool, TS25 2BW

(+44) 1429 275575


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Borthwick Group are regulated by the Financial Conduct Authority. We are a Credit Broker and not a lender. We offer Credit Facilities from a panel of lenders. Borthwick Group (Energy) Limited is the full legal and registered trading name of all activities that advertise themselves as Borthwick Group and online as www.borthwickgroup.co.uk